Here is the 365 Cashback Credit Card from ADCB, your perfect partner for earning cashback rewards on all your daily expenses. With impressive cashback rates and a host of exciting benefits, this card is made to enrich your lifestyle while saving you money.
Reward Features
- 3% Cashback: Get 3% back on utility bills, telecom services, fuel, and Salik charges.
- 6% Cashback: Enjoy a generous 6% cashback on dining, including online orders.
- 5% Cashback: Receive 5% back on your supermarket shopping.
- 1% Cashback: Get 1% back on all other retail purchases, both in UAE or internationally.
- AED 365 Welcome Bonus: Receive a welcome bonus of AED 365 upon signing up for the card.
- No Annual Fee for the First Year: Enjoy the perks of the card with no annual fee for the first year.
- Buy 1 Get 1 Free Movie Tickets: Enjoy free movie tickets at VOX Cinemas throughout the UAE.
- Monthly Cashback: Receive up to AED 1,000 in monthly cashback rewards, based on your spending.
Key Features
- Movie tickets on Buy 1 Get 1 Free: Buy 1 Get 1 Free Movie Tickets: Enjoy free tickets at VOX Cinemas throughout the UAE.
- 12% off on Hotel Bookings: Avail yourself of a 12% discount on hotel bookings on the Visa Agoda website.
- Mobile and Digital Wallets: Benefit from convenient payment options to suit your lifestyle.
- Card Spending Control: Take full command of your card transactions.
- Tuition Fee Payments: Make school fees easy to pay by using a 0% Interest Payment Plan.
- Balance Transfer: You can move your outstanding credit card balances from other banks.
- Credit Shield: Enjoy free life cover for added peace of mind.
- Instalments Payment Plans: Repay balances in monthly payments.
- FlexiPay: Enjoy flexibility in repayment with easy instalments.
- Credit Card Loan: Benefit from a zero-interest rate on credit card loans.
Things to Be Aware Of
To qualify for the welcome bonus of AED 365, a minimum spend of AED 5,000 within the first 45 days is required. Also, an annual fee of AED 383.25 (including VAT) applies from the second year onwards.
Minimum Salary Requirement
You need a monthly salary of at least AED 8,000 to be eligible for the 365 Cashback Credit Card.
Interest Rate and Fees
- Interest Rate: The interest rate is 3.69%.
- Annual Fee: An annual fee of AED 383 applies.
- Non-AED Transaction Fee: A fee of 2.99% is applicable for non-AED transactions.
- Cash Advance Fee: The cash advance fee is 3.15% or AED 105, whichever is higher.
With its generous cashback rewards, welcome bonus, and array of lifestyle benefits, the 365 Cashback Credit Card is the perfect choice for savvy shoppers and frequent diners alike.
Apply today and begin earning rewards on your everyday purchases!