The 12 Best Credit Card Offers in Dubai
Many banks give new users credit card offers in Dubai. This article will list 12 cards and their offers to help you in choosing which card offer to take. Wise spending on credit cards can help you save money. Owning a credit card in Dubai allows you to make payments quickly and conveniently. However, that’s not the only benefit you can get. Depending on the bank offering you the credit card, you can enjoy lots of offers such as low rates and cashback rewards.
If you are interested in applying for a credit card in Dubai, here is a list of banks whose cards are known to have the best offers.
1. ADCB Credit Card Offers
ADCB is one of the most well-established banks in Dubai. They are popular for providing the best credit card offers for travelers.
The ADCB credit card comes with 20% off on hotels and flight bookings. If you also use this card overseas, you enjoy 0% processing fees. They have partnered with Hotels.com to grant their clients a 2-night complimentary stay.
As if that’s not enough, the ABCD credit card grants you several discounts at the World Abu Dhabi, Yas Waterworld and the Ferrari World. You also get complimentary golf access and insurance.
2. Emirates NBD Credit Card Offers
The Emirates NDB credit card provides a wide range of benefits for an all-rounded individual. For instance, it allows you to get 30% discounts on selected restaurants and 50% on gyms, salons and spas. You also get airport lounge access and exclusive offers on movie tickets.
With the Emirates NDB card, for every AED 100 spent, you get 1.5 Plus Points. These points can be redeemed for flyer miles, gift vouchers, or cash. The credit card gives you 55 interest-free days and a flexible payment plan on home décor, jewelry and electronics in selected outlets.
3. FAB Credit Card Offers
The Infinite credit card offered by FAB grants you access to lots of luxury indulgences here in Dubai. To kick things off, this card provides you with six airport transfers per year. You also get 24-hour concierge service. This comes in pretty handy when you are adjusting to a new area.
Besides travel benefits, the FAB credit card offers golf discounts and 6 movie tickets monthly. For every AED 1 spent, you get five redeemable FAB rewards. FAB also protects its credit card owners against fraudulent card activities and travel accident insurance.
4. RAK Bank Credit Card Offers
The first thing that stands out about this credit card is that it’s free for life. That means you will never pay an annual fee for your card. This offer will help you save lots of money in the long term. RAK Bank also provides a 1.5% cash back on all purchases made using its Mastercard credit card.
RAK Bank has partnered with several merchants to offer its customers an easy payment plan. You also get to enjoy up to 30% off in hundreds of restaurants in Dubai.
5. Mashreq Credit Card Offers
If you are a traveler who appreciates luxury, this is the best credit card you should apply for in Dubai. This card allows you to access over a thousand airport lounges worldwide. The same credit card grants you three complimentary limousine rides within a year. You also get a 50% discount on movie tickets at Novo, Reel and VOX cinemas.
6. CBD Credit Card Offers
CBD, known in full as the Commercial Bank of Dubai, is the 7th largest bank in the UAE. They offer various financial services such as personal loans, investments and, most popularly, credit cards. The cards provided by CBD are personalized to cater to your entertainment, travel and lifestyle needs.
This credit card offers a cashback of AED 135 as long as you spend more than AED 5,000 in a month. It also comes with 50% discounts on Reel and VOX cinema tickets. The CBD credit card facilitates complimentary valet parking in several spots in Dubai. You also get extended warranties, purchase protection and multi-trip travel insurance.
7. DIB Credit Card Offers
The Dubai Islamic Bank, DIB, credit card offers more rewards to the regular shopper. Unlike other cards that offer discounts and deals on travel and entertainment. With this credit card, you will get 4% cashback on AED 400 spent in super and hypermarkets.
The 4% cashback is consistent on expenditures of more than AED 400 on school fees, automobile servicing, fuel and Du Bill Payments.
8. ADIB Credit Card Offers
If you prefer cashbacks as your mode of receiving rewards from a financial institution, you should consider applying for the ADIB credit card. Firstly, to qualify for this card, you must have a minimum salary of AED 5,000. And they charge a monthly interest rate of 2.99%, which is pretty low compared to other banks.
For all payments made using this card, you get 1% cashback. There is no minimum amount that you have to spend to get the cashback. Additional perks of the ADIB credit card include valet parking, roadside assistance and access to multiple airport lounges.
9. NOON Credit Card Offers
This is another version of a credit card offered by Mashreq bank. Some of the reasons why it’s on our list of the best credit card offers in Dubai include; it has no annual fee, and you can get a welcome bonus of up to ED 1,000.
A NOON credit card provides free deliveries on all noon express orders in Dubai. You also get 5% cashback on noon purchases such as minutes and groceries. It’s worth mentioning that this is an instant digital credit card.
10. Citibank Credit Card Offers
Citibank is one of the few banks in Dubai with a unique cashback reward program for their credit card users. When you apply for their card, you will receive a 1% cash back on all payments. The rates increase to 2% cash back for supermarket and grocery expenditure. The deal even gets sweeter for travelers because expenditure on non-AED attracts a 3% cashback.
For the first year, Citibank won’t charge an annual fee. You also get access to airport lounges all over the world. This card is available to individuals older than 21 and those with an income of more than AED 8,000.
11. NBD Lulu Credit Card Offers
Being one of the top banks in Dubai and the UAE, it doesn’t come as a surprise that they have multiple credit card options. Apart from the Emirates credit card, they also have an NBD Lulu credit card. This particular option has a reasonable interest rate of around 3.25%. Their monthly income requirement is AED 500 per month.
On every expenditure paid by the NBD credit card, you earn 3.5% Lulu points. You get 2% Lulu points on fuel spending and 1% on utility bills. If you love shopping, you will appreciate the free Amazon prime membership.
12. Deem Credit Card Offers
The Deem credit card allows you to earn more as you spend money on your favorite indulgences. For instance, when you are entertaining yourself in one of the many luxury joints in Dubai, the Deem credit card earns you a 5% cash-up. The cash-up percentage stands at 10% for airplane tickets and 3% for fuel.
When you accumulate cash-ups, you can redeem them during your next purchase. You won’t pay any fees during the first year of owning a Deem credit. It requires a monthly income of AED 5,000.
From our review of the 12 best credit card offers in Dubai, it’s clear that they all provide different benefits. It’s time to take a step back and evaluate which credit card incentives appeal most to you and your lifestyle. Do you prefer cashbacks, discounts, welcome bonuses or free airport transfers?