The CBI First Credit Card from Commercial Bank International (CBI) is designed to open doors to a world of possibilities, offering a comprehensive suite of features, benefits, and privileges tailored to meet various lifestyle needs.
Features and Benefits
- Lifetime Free Card: No annual fees, making it a cost-effective option.
- Preferential Interest Rates and Higher Credit Limits: Enjoy financial flexibility with competitive interest rates and generous credit limits.
- Global Airport Lounge Access: Complimentary access to over 1,200 airport lounges worldwide through the Mastercard Travel Pass app.
- Free Travel and Medical Insurance: Provides peace of mind during travels with comprehensive insurance coverage.
- Discounts: Attractive discounts on hotels, dining, lifestyle, spa, travel (including airlines and car rentals), and shopping at selected partners across the UAE.
CBI Rewards Loyalty Program
The CBI Rewards program is among the most rewarding in the UAE, offering:
- 2.5 Rewards Points for every dirham spent in foreign currencies.
- 1.75 Rewards Points for transactions over AED 2,000.
- 1 Reward Point for all other purchases. Points can be easily redeemed for a variety of options, making it a versatile program for cardholders.
Airport Lounge Access
The card provides access to over 1,200 airport lounges globally without the need for a separate membership card. Use the Mastercard Travel Pass app to generate a QR code or share your membership number for access.
Free Movies
Enjoy complimentary movie tickets at any cinema in the UAE with no restrictions on channels. Additionally, receive up to AED 150 in movie cashback based on monthly spending on tickets, food, and beverages.
Hertz Gold Plus Rewards
Cardholders receive complimentary Five Star membership to Hertz Gold Plus Rewards, offering benefits like skipping rental queues, complimentary upgrades, up to 15% off rates, and faster reservations and returns.
Travel Insurance and Priceless Specials
Generate travel insurance confirmation letters online for visa applications and enjoy complimentary travel inconvenience insurance. The Mastercard Priceless Specials app provides thousands of offers on dining, fitness, beauty, hotels, and attractions across the Middle East and Africa.
Activation and Customer Support
To activate your CBI First Credit Card, call 800 CBI First (800 224 34778) or +971 4 503 9100 from abroad.
Comparison of CBI First Credit Card with Similar Rival Cards in the UAE
| Feature/Benefit | CBI First Credit Card | Emirates NBD Skywards Infinite Credit Card | ADIB Etihad Guest Infinite Credit Card | RAKBANK World Credit Card |
|---|---|---|---|---|
| Annual Fee | None | AED 3,000 | AED 2,000 | AED 750 |
| Cash Back | Up to AED 150 movie cashback | No cashback | No cashback | Up to 5% on groceries, dining |
| Lounge Access | Unlimited global access | Unlimited global access | Unlimited global access | 10 visits per year |
| Travel Insurance | Free travel and medical insurance | Comprehensive travel insurance | Comprehensive travel insurance | Travel insurance |
| Reward Points | 2.5 points on foreign currency spend | Skywards Miles | Etihad Guest Miles | RAKRewards |
| Additional Features | Hertz Gold Plus Rewards, Priceless Specials | Chauffeur service, hotel discounts | Chauffeur service, golf access | Discounts on dining and wellness |
| Interest Rates | Preferential rates | Higher rates | Competitive rates | Competitive rates |
| Eligibility | Minimum income AED 15,000 | Minimum income AED 30,000 | Minimum income AED 30,000 | Minimum income AED 20,000 |
Summary
- CBI First Credit Card: Ideal for those seeking no annual fee, comprehensive travel benefits, and a robust rewards program with movie cashback.
- Emirates NBD Skywards Infinite Credit Card: Best for frequent Emirates flyers, offering Skywards Miles and premium travel perks.
- ADIB Etihad Guest Infinite Credit Card: Suitable for Etihad Airways travelers, with Etihad Guest Miles and travel luxuries.
- RAKBANK World Credit Card: Great for those looking for high cashback on daily expenses and comprehensive travel benefits.
Every card offers unique benefits designed to meet various user needs, so it’s essential to select one that aligns with your individual preferences and spending patterns.
Conclusion
The CBI First Credit Card is an exceptional choice for those seeking a card that offers extensive rewards, travel perks, and everyday savings. Its no annual fee and robust loyalty program make it a valuable addition to your wallet.
For more details, visit the CBI First Credit Card page.