The Emirates Skywards DIB Platinum Credit Card is designed to offer travelers a blend of luxury, convenience, and rewarding travel experiences. With a wide range of benefits, from earning Skywards Miles on every purchase to enjoying exclusive travel perks, this card is an excellent choice for frequent travelers and those who appreciate a premium lifestyle.
Key Features and Benefits
Earn Skywards Miles on Every Spend
- Skywards Miles on Emirates Flights: Earn 1.5 Skywards Miles for every USD 1 spent on Emirates flights, allowing you to accumulate miles quickly for your next journey.
- Skywards Miles on International Spend: Earn 1 Skywards Mile for every USD 1 spent internationally, maximizing your rewards on overseas expenditures.
- Skywards Miles on Local Spend: Earn 0.75 Skywards Miles for every USD 1 spent locally in the UAE, ensuring that your everyday purchases also contribute to your travel rewards.
Attractive Introductory Offers
For new cardholders, the Emirates Skywards DIB Platinum Credit Card provides enticing introductory offers:
- Welcome Bonus: Earn up to 20,000 Skywards Miles by spending USD 2,000 within the first 90 days of card issuance. This substantial welcome bonus can significantly boost your Skywards Miles balance, bringing you closer to your next reward flight.
- Additional Miles on First Emirates Flight: Get an extra 2,500 Skywards Miles on your first Emirates flight booked with the card, further enhancing your rewards earning potential.
Extensive Travel Benefits
The card provides a variety of travel perks to make your trips more comfortable and enjoyable:
- Complimentary Airport Lounge Access: Enjoy unlimited access to over 1,000 airport lounges worldwide, adding a touch of luxury to your travel experience.
- Complimentary Chauffeur Drive Service: Enjoy up to two complimentary chauffeur-driven rides to and from the airport annually, ensuring a seamless start and end to your travel.
- Priority Check-in and Boarding: Benefit from priority check-in and boarding on Emirates flights, making your airport experience smoother and more efficient.
Lifestyle and Protection Benefits
The Emirates Skywards DIB Platinum Credit Card also provides a host of lifestyle and protection benefits:
- Complimentary Golf Access: Enjoy up to two complimentary rounds of golf per month at select golf courses in the UAE, perfect for golf enthusiasts.
- Comprehensive Travel Insurance: Benefit from travel insurance coverage of up to USD 500,000, including medical expenses, trip cancellation, and lost luggage, providing peace of mind during your travels.
- Purchase Protection: Feel secure with protection against theft or damage for items bought with the card, valid for up to 90 days from the purchase date.
Additional Features
- Balance Transfer Facility: Simplify your finances with easy balance transfers from other credit cards, no paperwork needed.
- Interest-Free Days: Get up to 55 interest-free days on your purchases, helping you manage your money better.
- Easy Payment Plans: Split large purchases into easy monthly installments at competitive rates, making it easier to stick to your budget.
Pros and Cons of the Emirates Skywards DIB Platinum Credit Card
Pros:
- Generous Skywards Miles: Earn lots of Skywards Miles on Emirates flights, international, and local spending.
- Attractive Welcome Bonus: Get up to 20,000 Skywards Miles as a welcome bonus, plus more miles on your first Emirates flight.
- Extensive Travel Benefits: Enjoy free lounge access, chauffeur drive service, and priority check-in and boarding.
- Luxury Lifestyle Perks: Benefit from free golf access and comprehensive travel insurance.
- Flexible Financial Management: Use balance transfer facility, interest-free days, and easy payment plans to manage your finances better.
Cons:
- High Spending Requirement for Annual Fee Waiver: You need to spend a lot to get the annual fee waived.
- Limited Cashback Offers: The card focuses more on travel rewards than cashback on purchases.
- Annual Fee: AED 1,500, which might be high unless you fully use the card’s benefits.
Final Thoughts
The Emirates Skywards DIB Platinum Credit Card is a great pick for frequent travelers and luxury lovers who want to rack up Skywards Miles and enjoy top-notch travel perks. With generous rewards for Emirates flights and international spending, along with a bunch of travel and lifestyle benefits, this card is a fantastic addition to any traveler’s wallet. Although the annual fee and high spending requirement for the fee waiver might be something to think about, the card’s awesome benefits and rewards can easily make up for these costs if you travel a lot and spend smartly.
Emirates Skywards DIB Platinum Credit Card Comparison with Similar Rival Cards in the UAE
| Feature/Benefit | Emirates Skywards DIB Platinum Credit Card | Emirates NBD Skywards Platinum Card | ADCB TouchPoints Platinum Card | FAB Platinum Credit Card |
|---|---|---|---|---|
| Annual Fee | AED 1,500 | AED 700 (waived on high spend) | AED 1,050 (waived on high spend) | AED 1,500 (waived on high spend) |
| Welcome Bonus | Up to 20,000 Skywards Miles | 25,000 Skywards Miles | 50,000 TouchPoints | 50,000 FAB Rewards |
| Miles on Emirates Flights | 1.5 Skywards Miles/USD 1 | 1.5 Skywards Miles/USD 1 | N/A | N/A |
| Miles on International Spend | 1 Skywards Mile/USD 1 | 1 Skywards Mile/USD 1 | 3.75 TouchPoints/AED 1 | 2 FAB Rewards/USD 1 |
| Miles on Local Spend | 0.75 Skywards Miles/USD 1 | 0.75 Skywards Miles/USD 1 | 1 TouchPoint/AED 1 | 1 FAB Reward/USD 1 |
| Introductory Offers | Extra 2,500 Skywards Miles on first flight | 25,000 Skywards Miles | 50,000 TouchPoints | 50,000 FAB Rewards |
| Airport Lounge Access | Unlimited access | 10 visits/year | 6 visits/year | 8 visits/year |
| Chauffeur Drive Service | Up to 2 rides/year | Up to 4 rides/year | N/A | N/A |
| Priority Check-in and Boarding | Yes | Yes | N/A | N/A |
| Golf Benefits | 2 rounds/month | 2 rounds/month | 1 round/month | 2 rounds/month |
| Travel Insurance | Up to USD 500,000 | Up to USD 500,000 | Up to USD 500,000 | Up to USD 500,000 |
| Purchase Protection | Yes | Yes | Yes | Yes |
| Balance Transfer Facility | Yes | Yes | Yes | Yes |
| Interest-Free Days | Up to 55 days | Up to 55 days | Up to 55 days | Up to 55 days |
| Easy Payment Plans | Yes | Yes | Yes | Yes |
How the Emirates Skywards DIB Platinum Credit Card Compares to Rivals
The Emirates Skywards DIB Platinum Credit Card is perfect for frequent travelers and luxury lovers. It offers big perks, like lots of Skywards Miles on Emirates flights, great travel benefits, and attractive welcome bonuses. It stands out with unlimited airport lounge access, free chauffeur rides, and priority check-in and boarding on Emirates flights. These perks aren’t always available with other cards like the Emirates NBD Skywards Platinum Card or the ADCB TouchPoints Platinum Card.
However, the AED 1,500 annual fee and the high spending requirement to waive it might be a downside for some. While it has a good mix of travel perks and lifestyle benefits, its focus on travel rewards over cashback might not be for everyone. Compared to the FAB Platinum Credit Card, which also offers lots of rewards and benefits, the Emirates Skywards DIB Platinum Credit Card is especially good for those who want to rack up Skywards Miles and enjoy Emirates-specific perks.