Here is a general guide on how to open bank account online uae, followed by the best online bank accounts available.
Research and choose a bank: Start by researching different banks in the UAE that offer online banking services. Consider factors such as reputation, services provided, fees, and customer reviews to make an informed decision.
Visit the bank’s website: Once you’ve selected a bank, visit their official website to explore their online banking options and gather information about the account opening process.
Check the eligibility criteria: Review the eligibility criteria for opening an online bank account, such as age restrictions, residency status, and minimum deposit requirements. Some banks may require you to be a resident of the UAE, while others may offer accounts to non-residents.
Prepare the required documents: Typically, you will need to provide certain documents to open an online bank account in the UAE. These documents may include:
Valid proof of ID, such as a driving licence, passport or Emirates ID.
Proof of residency, such as an electric or water bill or even a tenancy agreement.
Proof of earnings, such as wage slips or bank statements showing your salary being paid into your account or salary certificates.
Completed application forms, which are usually available on the bank’s website.
Submit your application: Follow the instructions provided by the bank to submit your application for opening an online bank account. Some banks may allow you to complete the entire process online, while others may require you to visit a branch to verify your identity and sign the necessary documents. If you apply online, it is usually through a mobile app.
Verification process: Once your application is submitted, the bank will review your information and may carry out additional verification steps. This may involve contacting you for further documentation or conducting a background check.
Account activation: If your application is approved and all requirements are met, the bank will provide you with the necessary details to activate your online bank account. This typically includes login credentials and instructions for accessing your account online.
Some of the top banks offering online bank accounts in the UAE are:
Emirates NBD: Emirates NBD offers a range of online banking services, including opening bank accounts and managing finances through their online platform. You can apply online for an account with NBD by downloading the app to your mobile phone. You will need to submit all needed documents through the app.
Abu Dhabi Commercial Bank (ADCB): ADCB provides online banking solutions and allows customers to open and manage bank accounts conveniently through their website or mobile app. You can apply for an account from ADCB from their website where you will need to supply UAE phone number, email and state your nationality.
Mashreq Bank: Mashreq Bank offers online banking services, including opening accounts, managing transactions, and accessing various banking services through their online platform. In order to set up a Mashreq Neo account, it is necessary to possess your Emirates ID. Start by downloading the Mashreq Neo app from either the App Store or the Play Store. After installation, open the app and select ‘New to Neo? Click here to apply’ to initiate the straightforward application process. Another option is from the Mashreq Neo website.
First Abu Dhabi Bank (FAB): FAB provides online banking facilities, allowing customers to open and manage accounts, make transactions, and access other banking services through their digital channels. You can open an account with FAB using their app on your phone. You will need your UAE id.
Dubai Islamic Bank (DIB): DIB offers online banking services for customers, including opening Sharia-compliant bank accounts and managing finances through their online platform. You can open a new DIB Account in minutes via DIB’s Mobile Banking App. To register you scan your documents & take a selfie.
Commercial Bank of Dubai (CBD): CBD provides online banking facilities for customers, allowing them to open and manage accounts and access various banking services through their website or mobile app. To open a bank account at CBD bank online, download the CBD Mobile App and register then scan and verify your Emirates ID and details.
RAKBANK: RAKBANK offers online banking solutions, enabling customers to open and manage bank accounts, conduct transactions, and access other services through their digital channels. You can open an account online through their app, but the account will be denominated in AED currency. You will instantly get an online virtual debit card.
Sharjah Islamic Bank(SIB): SIB provides online banking services for customers, allowing them to open Sharia-compliant accounts and manage finances through their online platform. To open an SIB account online, download the SIB Digital app, click on “Open SIB Digital Account”, enter Your Email ID & Mobile Number and then scan your Emirates ID and take a Selfie.
National Bank of Fujairah: National Bank of Fujairah offers online banking facilities, including opening accounts, managing transactions, and accessing various banking services through their digital channels.
Commercial Bank International (CBI): CBI provides online banking solutions, allowing customers to open and manage accounts, make transactions, and access other banking services through their online platform.